No, this is something that can be done with a few simple letters. One of the goals of this website is to PREVENT the need to litigate by filing your administrative record with such damning evidence, that no lender in their right mind would criminally prosecute you or take you on in a civil procedure. Consequently, we don\’t feel you need to go to court. If you do, you either did something that was not advised or your situation had already begun with court actions against you before you became a Member/Client of